Homeowners Insurance — Michigan
Michigan Home Insurance
Looking for homeowners insurance in Michigan? Signature Insurance Group is an independent agency licensed in Michigan. We shop Progressive, Travelers, Nationwide, and Auto-Owners and dozens more to find you the right blend of price and coverage.
Get a MI Homeowners Insurance QuoteMichigan Home Insurance — What's Covered
- dwelling (Coverage A)
- other structures (B)
- personal property (C)
- loss of use (D)
- personal liability (E)
- medical payments (F)
- optional: water backup, service line, scheduled jewelry, equipment breakdown
Top Carriers We Shop in Michigan
We have direct appointments with Progressive, Travelers, Nationwide, and Auto-Owners plus dozens of regional and specialty markets.
Home Insurance in Michigan FAQ
Replacement cost vs actual cash value — which should I choose?
Replacement cost. ACV pays you what your stuff is worth today (depreciated), which is rarely enough to actually replace it. Replacement cost pays the full cost to buy new — almost always worth the small premium difference.
Is flood damage covered by my homeowners policy?
No. Flood is excluded from every standard homeowners policy in every state. You need a separate NFIP or private flood policy. We can quote both — call us to find out if your address is in a flood zone.
Does Signature Insurance Group write homeowners insurance in Michigan?
Yes. Signature is a licensed insurance agency in Michigan with direct appointments with Progressive, Travelers, Nationwide, and Auto-Owners. You can quote online in 5–10 minutes or call 859-407-4888.
More Michigan coverage:
Get Michigan Homeowners Insurance Quotes
5-minute online quote. Or call 859-407-4888 — Mon–Fri 9–5 EST.