Independent Commercial Auto Brokerage
Commercial Auto Insurance: Compare Quotes Nationwide
Commercial auto insurance covers vehicles used for business — delivery vans, contractor trucks, sales fleets, food trucks. Personal auto policies exclude business use, so any vehicle that earns its keep needs a commercial policy.
Get a Commercial Auto QuoteWhat Commercial Auto Insurance Covers
- liability
- physical damage (collision + comprehensive)
- medical payments
- uninsured motorist
- hired & non-owned auto
- trailer interchange
- cargo
- fleet / scheduled vehicles
Commercial Auto Insurance FAQ
When does my personal auto policy stop covering me?
Any time you're driving for business — delivering goods, hauling tools to a job site, transporting clients, picking up materials. A claim during business use will likely be denied on a personal policy. If your work uses the vehicle, you need commercial auto.
What's hired & non-owned auto coverage?
It protects your business when employees drive their personal vehicles for work, or when you rent a vehicle for business. Critical if your team uses their own cars on the job — without it, a serious accident could come back on your business.
Get a Commercial Auto Quote
5-minute online quote. Or call 859-407-4888 — Mon–Fri 9 AM – 5 PM EST.