Boat & Watercraft Insurance — Florida
Florida Boat Insurance
Looking for boat & watercraft insurance in Florida? Signature Insurance Group is an independent agency licensed in Florida. We shop Progressive, Travelers, Nationwide, and Citizens Property and dozens more to find you the right blend of price and coverage.
Get a FL Boat & Watercraft Insurance QuoteFlorida Boat Insurance — What's Covered
- hull / physical damage
- liability
- medical payments
- uninsured boater
- fuel spill liability
- wreck removal
- towing & assistance
- personal effects
Top Carriers We Shop in Florida
We have direct appointments with Progressive, Travelers, Nationwide, and Citizens Property plus dozens of regional and specialty markets.
Boat Insurance in Florida FAQ
Will my homeowners policy cover my boat?
Only very small craft — typically under 25 HP, under 26 ft, and not used commercially. Anything larger needs a dedicated boat or yacht policy.
Do I need boat insurance if my marina requires it?
Yes. Marinas typically require proof of liability coverage (usually \$300k or more) before they'll let you slip there. Lenders also require it if you financed the boat.
Does Signature Insurance Group write boat & watercraft insurance in Florida?
Yes. Signature is a licensed insurance agency in Florida with direct appointments with Progressive, Travelers, Nationwide, and Citizens Property. You can quote online in 5–10 minutes or call 859-407-4888.
More Florida coverage:
Get Florida Boat & Watercraft Insurance Quotes
5-minute online quote. Or call 859-407-4888 — Mon–Fri 9–5 EST.